Through our marketing association with Notch Above Tours, we are able to offer our travelers a very competitively priced policy to help protect your investment in travel. The plan protects you if you need to cancel your cruise for covered reasons prior to departure or if other covered unforeseen circumstances arise during your tour. A brochure with information is emailed to you when you make a reservation. Insurance is offered through Travel Guard International. Two important notes: 1. You must purchase the insurance within 15 days after your initial deposit to waive the Pre-Existing Condition Exclusion. 2. Medicare does not cover expenses incurred outside the United States. That means Medicare does not cover expenses in Canada. If you have supplemental insurance, those expenses may be covered by that company (check directly with them). The Travel Guard policy applies to domestic and international travel.